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As Representative Grayson and co-signers observed of their letter to Chairman Bernanke, the banking system is now dominated by "international merchants that search to extract rent from any industrial or financial business activity within their attain." They represent a return to a feudal landlord economy of unearned earnings from rent-seeking. That is considered one of many causes that banking needs to be a public utility. Publicly-owned banks can direct credit score where it is required in the native financial system; can protect public funds from confiscation through "bail-ins" resulting from dangerous playing in by large derivative banks; and may increase public coffers with banking revenues, permitting local governments to chop taxes, add companies, and salvage public property from hearth-sale privatization. Tokenizing real property property permits owners to alternate ownership pursuits in properties in the identical method they'd stocks or bonds. It's like when many people use the same checkbook register, besides that nobody can make an entry on their own. The same applies to the world's markets. Let's take a look at three key markets -- oil, food, and finance -- to measure the impact of the pandemic and the prospects for transformation. The argument for the tremendous-priority of derivative claims is that nonpayment on these bets represents a "systemic risk" to the financial scheme.

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